OUR SERVICES

CRA Collections

Resolving CRA Collections Issues with Care

CRA collections actions can severely disrupt cash flow and operations, making it challenging to keep your business running. We understand the urgency of these situations and work quickly to resolve collections issues while minimizing financial damage.

Our Services Include

  • Negotiating Payment Terms: We work with the CRA to establish manageable payment plans tailored to your financial circumstances.
  • Stopping Collections Actions: From unfreezing bank accounts to halting wage garnishments, we help restore stability to your business operations.
  • Penalty and Interest Relief: We identify opportunities for reducing penalties and interest, helping to lighten your financial load.

Why Choose Bell Tax Advisory?

James, with over 33 years of experience in this field, including his 22+ years working at the CRA, is able to offer a unique perspective to resolve disputes efficiently and effectively. James and Bell Tax Advisory are committed to providing tailored solutions, strategic insights, and the dedicated support you and your clients need to achieve the best results.

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Why Partner with Bell Tax Advisory?

Proven CRA Expertise

With over 22 years of CRA experience, we understand the inner workings of the system and how to position your case effectively.

Collaborative Legal Support

For complex cases, we partner with trusted tax law firms to ensure every angle of your objection is addressed.

Strategic Advocacy

Our team develops compelling arguments backed by evidence to secure the best possible outcome for your business.

Your Trusted Partner for CRA Disputes

At Bell Tax Advisory, we know how stressful CRA disputes can be. Our goal is to protect your interests, simplify the process, and help you move forward with confidence. Contact us today to discuss your case.

"One of the best experiences I have ever had dealing with a lawyer! James in an expert in the field of tax law and had all the facts of what can and can’t happen when dealing with the CRA. He gave solid advice on what I should do. He spent over an hour of his own time to go over everything in detail and in turn was honest that we didn’t need more than that with him at this time! When I do need to ask more questions I will not hesitate to hire James. Highly recommended."
Kelly Wayne
"I had an issue with CRA and reached out to Farber for some direction as dealing with CRA can be daunting. James was very easy to talk to and explained things in a very matter of fact manor which i really appreciated. Even though my issue didn't meet the threshold needed to hire his firm, he took the time to explain things and made sure i understood what i needed to do. I did offer to pay for his time ( 35 mins on phone) but he declined and said he was happy to help. Highly recommend this company!"
Randy Douez
"To say that James was extremely helpful would be an understatement speaking metaphorically It was so helpful walking through the minefield with someone who knows where all the mines are. he was intentive, compassionate, and understanding to our situation and pointed us in the direction we needed to go it alleviated a great amount of anxiety for my wife and I, which is something we needed right now We both cannot praise and thank him enough."
Bob Steyaert
"Would highly recommend James Bell and his team for and issues with the CRA! James was very quick to respond and ultimately saved us over $10,000.00 on a dispute we were having with an HST issue dating back to 2022. Thanks again James!"
Leo Reinsoo
"James is an incredible resource and a wealth of knowledge. If you ever want good, honest, genuine, smart and experienced advice definitely call James. James previously worked for the CRA and understands the ins and outs and how to help people. You will not regret calling James!"
Romeila Son
"I can't say enough about James Bell. He literally gave me my life back. My husband, unknowingly, invested in a tax shelter that proved to be a scam. That was 20 yrs ago. He passed away 10 yrs ago. 1 1/2 yrs ago, cra wanted me to pay an atrocious for his outstanding tax return dating back to 2004. James has helped me to understand exactly what I was dealing with. What peace of mind!!! Thank you again James. I appreciated every second of my consult."
Nicole Rondeau
"I had a meeting with James Bell on February 20, 2024 regarding some personal CRA tax issues that I am dealing with. I found his many years of both CRA experience and his experience now helping those who are dealing with CRA tax issues to be extremely great and helpful! He explains the matters, and how the CRA deals with them. He fully explains all options available in dealing with the CRA matters resolution. I highly recommend contacting Farber Tax Solutions with all CRA tax issues as they are very well versed in everything to do with CRA. They are very willing and capable to help with all CRA tax matters."
Tom Procter
"It was such a relief to get some guidance on how to handle a CRA dispute I am currently dealing with. James Bell could not have been more helpful nor patient in explaining things to me. Further, I know I can discuss this issue with him should a new problem occur. I would definitely recommend this firm to anyone needing some help with issues concerning the CRA!"
Joannie Yurchuk
"I recently had a lengthy consultation with James, and it was extremely helpful. He worked with me to help find the best solution to my situation, he did not push their services or try to force a sale. He offered a great deal of knowledge and experience, helped me put together a reasonable plan, and generally helped me relax about the process. I honestly felt that he cared about my well being and getting through this challenging situation the best way possible, which I believe is how all businesses should operate but many sadly don't. James has earned my trust, and has my recommendation!"
Jesse S.

Frequently asked questions

The CRA has powerful tools to collect unpaid tax debt and doesn’t need a court order to use them. They can garnish your wages, freeze your bank accounts, seize assets, and place liens on your property. These actions can significantly disrupt your personal and business finances. If you’ve received warning letters or a legal notice, it’s important to act immediately.

No. The CRA can garnish your wages without going to court. They can issue a garnishment notice directly to your employer, who is then legally required to deduct a portion of your wages and send it to the CRA. This can happen quickly and without warning. Garnishments can be financially draining and difficult to reverse once in place.

The CRA has the authority to register a lien against your property if you have unpaid tax debt. While CRA policy generally avoids seizing and selling a taxpayer’s primary residence, it can still place a lien on it, which affects your ability to sell or refinance. For secondary properties, such as cottages or rentals, the CRA may proceed with seizure and sale.

In many cases, yes. If you file a Notice of Objection for an income tax reassessment, the CRA must pause collections while the dispute is active. This pause does not apply to HST-related objections, where collection may continue even while your case is under review. Regardless of the type of tax debt, we can intervene with CRA collectors to request a hold on enforcement while your dispute or relief application is underway. Acting early improves your chances of avoiding harsh collection measures.

The CRA will not reduce the principal amount of your tax debt—it must be paid in full. However, they may agree to payment arrangements based on your financial situation and may consider waiving penalties and interest in exceptional cases through the Taxpayer Relief Program. The key is knowing which programs are available and how to approach them.

The Taxpayer Relief Program can provide relief from penalties and interest for taxpayers who have significant financial hardship, are facing extraordinary circumstances or have suffered due to actions of the CRA.

Don’t hesitate to contact us today to set up a confidential consultation.

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